Blog

Avoid Busiest-Shopping-Day Blues

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If you’re revved up to hit the stores the day after Thanksgiving, don’t walk out the door until you take a few minutes to plan a safe shopping trip—for you and your wallet.

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DIY Ideas for Holiday Gifts

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The holidays are a great time of year, bringing family and friends together to express their love and create happy memories. This flipside is that they can also bring a certain amount of financial stress for many people.

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Avoiding Postmortem Identity Theft

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Ghosting. Grave robbery. Impersonating the dead. Any way you say it, postmortem identity theft is scary, and unfortunately common. Postmortem identity theft happens when a scammer obtains information from an obituary or stolen death certificate or buys personal information about a deceased person off the internet.

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Bill Pay Helps You Control Your Bills

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Have you tried our online bill payment service yet? Bill Pay makes paying bills less painful, reduces the risk of identity theft, and makes it easier to pay off credit cards and other debts. This versatile tool is available for FREE to all kstate CREDIT UNION members.

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Divorcing? Check Your Financial Situation

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If you didn't play a role in managing family finances during your marriage, and you’re going through a divorce, you could be at a disadvantage. It's important for both spouses to understand their current financial situation and post-divorce needs.

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Put Your House to Work

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Sometimes we see a beautiful house and think, “I should sell my home and get a house like that one!” But your current home has something a new home doesn’t have—equity. Home equity provides homeowners a ready financing source to turn their house into their dream home.

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Secure Your Mobile Wallet

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There are many mobile applications that allow you to carry out most of your personal finance transactions online and on the go.

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Don’t Fall for Gift Card Scams

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Gift cards are extremely popular, to give as well as to get. They’re a convenient way to treat someone to a meal at their favorite restaurant, purchase an item of their own choosing at a favorite store, or simply to give them cash to use anywhere the card is accepted. Unfortunately, scammers also love gift cards and have come up with creative ways to convince you to purchase cards for them.

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How to Establish a Credit History

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Consumer credit allows you to purchase expensive goods and services quickly rather than saving the money for them first. In addition, consumer credit allows you to build and maintain a good credit score. Establishing a good credit record can be difficult for anyone without a credit history. Here are the steps to help you build credit and maintain a good credit score.

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An Easy Plan for a Car Repair Bill

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The average car repair bill costs around $550—an amount that would have many Americans reaching for their credit card.

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