Certificate of Deposit Rates Term APR APY 90 Days 0.20% 0.20% 6 Months 0.30% 0.30% 1 Year 0.50% 0.50% 2 Year 0.80% 0.80% 3 Year 1.14% 1.15% 5 Year 1.49% 1.50% Share and Checking Account Rates Term APR APY Share 0.15% 0.15% Checking (Interest Bearing) 0.08% 0.08% Christmas Club 0.35% 0.35% Money Market Rates Amount APR APY $0.00 -$999.99 0.00% 0.00% $1,000.00 - $4,999.99 0.10% 0.10% $5,000.00 - $14,999.99 0.20% 0.20% $15,000.00 - $39,999.99 0.35% 0.35% $40,000.00 - Over 0.45% 0.45% Please Note: Rates are subject to change without notice APR = Annual Percentage Rate APY = Annual Percentage Yield