Savings Rates

Share Certificate of Deposit Rates1
Term                            APR* APY**
90 Days   1.985% 2.00%
6 Months   2.48% 2.50%
1 Year   4.91% 5.00%
2 Year   4.18% 4.25%
3 Year   3.70% 3.75%
5 Year   3.79% 3.85%
NEW CD Terms Minimum Deposit APR*  APY**
2 Year non renewable $50,000 3.94% 4.00%
JUMBO 1 Year non-renewable $100,000 3.45% 3.50%
JUMBO 2 Year non-renewable $100,000 4.18% 4.25%

**APY = Annual Percentage Yield.  ***A penalty may be imposed for early withdrawal. Rates are effective as of July 31, 2023 and are subject to change. $25 savings account required. Must visit us in-person to receive this offer. Text/call 785-776-3003 with any questions.

Share and Checking Account Rates
Account Type APR* APY**
Share2 0.45% 0.45%
Checking (Dividend Bearing)3 0.20% 0.20%
Christmas Club4 0.60% 0.60%
Money Market Rates
Amount APR* APY**
$0.00 -$999.995 0.00% 0.00%
$1,000.00 - $4,999.99 0.50% 0.50%
$5,000.00 - $14,999.99 0.60% 0.60%
$15,000.00 - $39,999.99 0.75% 0.75%
$40,000.00 - Over 0.95% 0.95%

Please Note: Rates are subject to change without notice after the account is opened. Maintenance or activity fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
APY is accurate as of 06.29.2023.

1With our share certificates, a minimum balance of $500 is required.
2With a share account, a minimum deposit & balance of $25 is required.
3 With our dividend bearing checking - a minimum balance of $500 is required.

4With our Christmas Club, a minimum deposit of $25 is required but no minimum balance.
5With our money market account - a minimum balance of $1000 is required.