Credit

Relying on Credit for Necessities

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The increasing cost of daily necessities—most noticeably groceries—is again closing the gap between income and expenses. With few places to make cuts, many people are resorting to credit cards to make ends meet.

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How to Establish a Credit History

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Consumer credit allows you to purchase expensive goods and services quickly rather than saving the money for them first. In addition, consumer credit allows you to build and maintain a good credit score. Establishing a good credit record can be difficult for anyone without a credit history. Here are the steps to help you build credit and maintain a good credit score.

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Improving Your Credit Score in 3 Steps

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The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. Check out this blog to learn about three ways to rebuild or improve your credit score and set yourself up for success.

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How Your Credit Score Is Determined

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How is your credit score determined? Here are three ways you can improve it.

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Credit Disability Insurance Explained

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If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Click here to continue reading. 

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