GAP & Mechanical Breakdown Protection

Guaranteed Asset Protection (GAP)

GAP is a must have in today’s world. kstate CREDIT UNION's protection is simple. GAP pays the difference between your insurance settlement and your loan balance in the event your vehicle is damaged beyond repair, stolen without recovery or otherwise declared a total loss.

Give yourself peace of mind, financial stability and the ability to finance a new car with Gap coverage.

To enroll today call one of our Member Service Specialists at 785-776-3003. GAP Protection does not eliminate the need for an automobile insurance policy. Some restrictions do apply.

Mechanical Breakdown Protection

The average family drives between 18,000-20,000 miles per year. Did you know that one in three vehicles experience a mechanical failure in a given year? Don’t be left unprotected! Mechanical Breakdown Protection is just what it sounds like, protection of your engine, transmission, air conditioning, electrical system and much more!

Vehicles today are growing extremely complex and contain high-tech sensors, electronics and computers that frequently suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it's these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, associated repair costs rise dramatically! Should your vehicle experience a failure after the manufacturer's warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars!

For more information, contact one of our Member Service Specialists at 785-776-3003.

The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Do you already have coverage and need to file a claim?  Visit the claim site HERE.