Loan Rates

Vehicle Rates
 Auto Maximum Term APR
2020 & newer up to 84 months** As low as 5.74%
2019 & older up to 72 months** As low as 5.74%
Motorcycles Maximum Term APR
2020 & newer up to 72 months** As low as 7.49%
2019 & older up to 72 months** As low as 8.49%
Boats Maximum Term APR
2020 & newer up to 120 months** As low as 7.74%
2019 & older up to 72 months** As low as 8.74%
Recreational Vehicles Maximum Term APR
2020 & newer up to 180 months** As low as 7.49%
2019 & older up to 120 months** As low as 7.99%
Other Loans
Loan Type Maximum Term APR
Signature Loan up to 60 months As low as 11.74%
Share Secured   3.0% above share rate
Home Equity/Mortgage Loan
Loan Type Loan to Value APR
Home Equity Line of Credit up to 80% 7.00% (equal to prime)
  over 80.1% - 90% 7.00% (equal to prime)
 
APRs (Annual Percentage Rate) are based on Wall Street Journal Prime subject to change the first day of each month.

First Mortgage


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Visa Credit Card
Classic Visa Credit Card   APR
Classic   Non-Variable 11.90%

Rates quoted "as low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. All applications are subject to underwriting approval. Contact a credit union loan officer at  785-776-3003 for more information.
**Maximum terms are listed for the loan type but will require a higher rate than the 'as low as' listed rate. 

APR  = Annual Percentage Rate
kstate CREDIT UNION rates are subject to change without notice.
kstate CREDIT UNION is Federally Insured by NCUA.
Your minimum scheduled payment will never be less than $25.00.