Vehicle Rates Auto Maximum Term APR 2020 & newer up to 84 months** As low as 5.24% 2019 & older up to 72 months** As low as 5.24% Motorcycles Maximum Term APR 2020 & newer up to 72 months** As low as 6.99% 2019 & older up to 72 months** As low as 7.99% Boats Maximum Term APR 2020 & newer up to 120 months** As low as 7.24% 2019 & older up to 72 months** As low as 8.24% Recreational Vehicles Maximum Term APR 2020 & newer up to 180 months** As low as 6.99% 2019 & older up to 120 months** As low as 7.49% Other Loans Loan Type Maximum Term APR Signature Loan up to 60 months As low as 11.24% Share Secured 3.0% above share rate Home Equity/Mortgage Loan Loan Type Loan to Value APR Home Equity Line of Credit up to 80% 7.00% (equal to prime) over 80.1% - 90% 7.00% (equal to prime) APRs (Annual Percentage Rate) are based on Wall Street Journal Prime subject to change the first day of each month. First Mortgage CLICK HERE to View Rates Visa Credit Card Classic Visa Credit Card APR Classic Non-Variable 11.90% Rates quoted "as low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. All applications are subject to underwriting approval. Contact a credit union loan officer at 785-776-3003 for more information. **Maximum terms are listed for the loan type but will require a higher rate than the 'as low as' listed rate. APR = Annual Percentage Rate kstate CREDIT UNION rates are subject to change without notice. kstate CREDIT UNION is Federally Insured by NCUA. Your minimum scheduled payment will never be less than $25.00.