Vehicle Rates New Auto Maximum Term APR Brand New up to 72 months As low as 2.21% Used Auto Maximum Term APR Used, between 2 - 8 years old up to 60 months As low as 3.21% Used, between 9 - 20 years old up to 36 months As low as 4.21% Boats/Motorcycles Maximum Term APR New up to 72 months As low as 7.25% Used up to 72 months As low as 8.25% Recreational Vehicles Maximum Term APR New up to 180 months As low as 5.25% Used up to 180 months As low as 5.75% Other Loans Loan Type Maximum Term APR Signature Loan 60 months As low as 9.75% Share Secured 3.0% above share rate Home Equity/Mortgage Loan Loan Type Maximum Term APR Home Equity Line of Credit up to 15 years Call for rates First Mortgage CLICK HERE to View Rates Visa Credit Card Classic Visa Credit Card APR Classic Non-Variable 11.90% Rates quoted "as low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. Your Rate is partially based on your credit worthiness and ability to pay. Contact a credit union loan officer at 785-776-3003 for more information. APR = Annual Percentage Rate Other rate discounts may apply. kstate CREDIT UNION rates are subject to change without notice. kstate CREDIT UNION is Federally Insured by NCUA. Your minimum scheduled payment will never be less than $25.00.