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Loan Rates

Vehicle Rates
 Auto Maximum Term APR
2020 & newer up to 72 months As low as 3.75%
2019 & older up to 60 months As low as 3.75%
Motorcycles Maximum Term APR
2020 & newer up to 72 months** As low as 5.75%
2019 & older up to 72 months** As low as 6.75%
Boats Maximum Term APR
2020 & newer up to 120 months** As low as 5.75%
2019 & older up to 72 months** As low as 7.00%
Recreational Vehicles Maximum Term APR
2020 & newer up to 180 months** As low as 5.75%
2019 & older up to 120 months** As low as 6.00%
Other Loans
Loan Type Maximum Term APR
Signature Loan up to 60 months As low as 10.50%
Share Secured   3.0% above share rate
Home Equity/Mortgage Loan
Loan Type Loan to Value APR
Home Equity Line of Credit up to 80% 5.50% (equal to prime)
  over 80.1% - 90% 6.00% (equal to prime +0.5%)
 
APRs (Annual Percentage Rate) are based on Wall Street Journal Prime subject to change the first day of each month.

First Mortgage


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Visa Credit Card
Classic Visa Credit Card   APR
Classic   Non-Variable 11.90%

Rates quoted "as low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. Your Rate is partially based on your creditworthiness and ability to pay. Contact a credit union loan officer at  785-776-3003 for more information.
**Maximum terms are listed for the loan type but will require a higher rate than the 'as low as' listed rate. 

APR  = Annual Percentage Rate
Other rate discounts may apply.
kstate CREDIT UNION rates are subject to change without notice.
kstate CREDIT UNION is Federally Insured by NCUA.
Your minimum scheduled payment will never be less than $25.00.