Loan Rates

Vehicle Rates
New Auto Maximum Term APR
Brand New 72 months As low as 2.75%
Used Auto Maximum Term APR
Used, less than 2 years old 72 months As low as 3.50%
Used, 2 years old 72 months As low as 3.50%
Used, between 3 - 4 years old 60 months As low as 3.50%
Used, between 5 - 6 years old 48 months As low as 3.25%
Used, between 7 - 10 years old 36 months As low as 3.25%
Boats/Motorcycles Maximum Term APR
New up to 120 months As low as 7.25%
Used up to 120 months As low as 8.25%
Recreational Vehicles Maximum Term APR
New up to 180 months As low as 5.25%
Used up to 180 months As low as 5.75%
Other Loans
Loan Type Maximum Term APR
Signature Loan 48 months As low as 9.50%
Share Secured   3.0% above share rate
Home Equity/Mortgage Loan
Loan Type Maximum Term APR
Home Equity Line of Credit up to 15 years As low as 4.25% variable
     
First Mortgage Please call us for current rates at 785-776-3003
Visa Credit Card
Classic Visa Credit Card   APR
Classic   Non-Variable 11.90%

Rates quoted "as low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. Your Rate is partially based on your credit worthiness and ability to pay. Contact a credit union loan officer at  785-776-3003 for more information.
APR  = Annual Percentage Rate
Other rate discounts may apply.
kstate CREDIT UNION rates are subject to change without notice.
kstate CREDIT UNION is Federally Insured by NCUA.
Your minimum scheduled payment will never be less than $25.00.