We can help find the right loan and right terms to fit your needs. kstate CREDIT UNION partners with Members Mortgage Service, a credit union CUSO, (Credit Union Service Organization) to ensure a quality loan experience and peace of mind knowing that your mortgage will be serviced locally, not far away. Give our Mortgage Specialist a call today at 785-776-3003 or if you are ready to apply just select the button below to get started.
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CONVENTIONAL
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Fixed interest rate for the life of the loan
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As little as 3% down (restrictions may apply)
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Various terms available
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ADJUSTABLE- RATE
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5/5 ARM – interest rate remains the same for the first 5 years and then adjusts every 5 years thereafter
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Helps keep mortgage payments low
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Closing costs are the same as those for a fixed-rate mortgage
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See our Mortgage Specialist for details
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FHA
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Fixed interest rate for the life of the loan
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As little as 3.5% down (restrictions may apply)
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Various terms available
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VA
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Fixed interest rate for the life of the loan
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As little as 0% down (excluding closing costs)
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Various terms available
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Available for qualified veterans, active duty personnel, or qualified spouses
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USDA/RD
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Financing homes in rural communities & areas
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Fixed interest rate for the life of the loan
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As little as 0% down (excluding closing costs)
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Click the buttons below to learn more about the homebuying process, start your application or to view rates.
Homebuyer's Guide Apply Now View Our Rates