There's a saying that goes, “If everyone waited until they could afford children, no one would have them.” Having and raising a baby is not cheap. The costs of gear, clothing, diapers, and food/formula are high, and get higher each year. Unless you have a family member who can care for your baby at little or no cost, then your budget will be impacted either by the cost of childcare (if both parents return to work) or the loss of an income (if one parent stays home to raise the child).

Does your young-adult student need a crash course in personal finance? A financial literacy survey by the National Foundation for Credit Counseling (NFCC) reveals that most adults learned about personal finance from their parents.

The day will come when you and your siblings will have to figure out what to do with your parents’ home, vacation house, and other possessions after both of them have passed. 

If you have an adjustable-rate mortgage (ARM) and your fixed-rate period is drawing to an end, your first rate adjustment is looming. It's time to devise a plan.

College commencement season is here again—a time of celebration, but also reflection and preparation. With an uncertain job market and student loan debt at an all-time high, many new graduates are stepping into adulthood facing significant financial challenges.

If you’re expecting a tax refund this year, it’s smart to have a plan for your money. Don’t end up spending your refund money like it’s a bonus check from the government—treat it like any other paycheck.

We all know the infamous love story: Boy meets girl. They fall in love. They get married. Then girl finds out boy has tens of thousands of dollars in student loan debt. The bills are a struggle, and they are working all the time. The fighting begins. The story may end with a divorce. Is there a way to avoid such a mess?

If you’re an animal lover with a few pets, you do your best to take care of your furry, reptilian or feathered friends. Like you, they’ll need health check-ups and will get sick or injured at some time, requiring medical attention.

In tough times, it's more important than ever to develop and maintain good financial habits. Having a household budget and eliminating high-rate credit card debt are two obvious things that could benefit most consumers.

Children are aware of money at an early age, long before they go to school. Interactive discussions—rather than lectures—are most helpful in teaching your kids about money. Allow kids to ask questions, express opinions, and have input to decisions.