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Wouldn’t it be nice if we could wave a magic wand and make money troubles just disappear?  Unfortunately, real life doesn’t work that way. However, we do have the power to take steps to correct it—and the first step is to identify that there is a problem.

When you go to college, you’ll find freedom that you didn’t have before, such as living on your own. With that freedom comes the need to balance studying, class, extracurricular activities, work, finances, housework, and more.

Getting financially fit isn't easy. But teach children how to save and they’ll have one of the most difficult aspects of finance mastered by the time they're teens—being consistent savers.

It’s unsettling to see major swings in the stock market, or to observe heated exchanges among political leaders about the best financial course for the country.

Few of us can imagine going a day without using our cellphones. For many people, it’s become their preferred method of communicating and doing business. Scammers take advantage of our reliance on cellphones and use them to trick us into giving them our personal information. It’s important to be aware of the kinds of scams they use.

Going on regular vacations is essential for your mental health. A relaxing break in your day-to-day routine soothes the soul and reduces stress. However, if you pay for that vacation with credit, especially at a cost you can’t comfortably pay off in 1 or 2 months, then the vacation could cause even more stress.

The increasing cost of daily necessities—most noticeably groceries—is again closing the gap between income and expenses. With few places to make cuts, many people are resorting to credit cards to make ends meet.

About 25% of adults in their 40s and 50s belong to the sandwich generation—the population of middle-aged adults who are taking care of their children and at the same time providing some level of care or support to their elderly parents.

If you find yourself struggling to make ends meet, then this list may help you to see where you might be slipping and how to correct the problem:

About 36% of men and 30% of women between the ages of 18 and 34 live with their parents, according to the U.S. Census Bureau. While many adult children return home for a short period after college while they look for work, others come back for a variety of reasons—and often for longer stays.