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Visa Credit Card

Low-Rate Visa® Credit Card with Great Benefits


BENEFITS OF OUR VISA CARD

  • NO annual Fees
  • NO cash advance Fees
  • NO Balance Transfer Fees

  • Everyday low rate of 11.9% APR

It’s easier to detect and prove fraud making the chances of getting your money back easier than using your checking account MasterCard Debit Card. If someone gets ahold of your debit card number they can wipe out your entire checking account before you realize it.

Did you know its best practice to use your credit card over using your debit card when you’re traveling or when doing any online purchasing?

We can even help you build your credit with our Secured VISA® Credit Card.

We’re excited that you’re interested in taking advantage of our credit card featuring a competitive, non-variable rate of 11.9% APR.

We are currently in the process of completing a credit card system upgrade designed to enhance your experience. This upgrade will allow you to conveniently view transactions, make payments, and request cash advances directly within our mobile app. Additionally, our new cards will include “Tap-to-Pay” functionality, making checkout faster and easier at many retailers.

As part of this transition and for new credit card accounts only, we will complete the loan and begin issuing the new credit cards the week of March 23rd. Cards will be available for pickup or mailing beginning March 27th. Until March 23rd, we will continue reviewing and preparing credit card applications for completion; however, physical cards will not be available until approximately March 27th.

We would be happy to move forward with preparing your application, so everything is ready.Please send us a message at info@kstatecu.com, to let us know you are interested in our credit card.

APR=Annual Percentage Rate that is paid on balance each month. Approval and credit limit are based on creditworthiness.

Helpful Phone Numbers for our Visa Credit Card
Customer Service 1-855-648-2865
Lost or Stolen  1-800-449-7728
Lost or Stolen - out of Country 727-299-2449
New Card Activation 1-800-631-3197
Set up Customized Pin # (for cash advance) 1-888-886-0083

 

CU REWARDS

Our Visa credit card offers a way for you to earn points & redeem for select items through our CU Rewards program.

Earning Points

  • Purchases: You can earn points for every dollar spent using your kstate CREDIT UNION Visa credit card. The number of points per dollar may vary depending on the card (e.g., 1 point per dollar, or bonus points for certain categories like groceries, gas, or travel).
  • Special Offers: You can earn extra points for specific purchases, such as dining or shopping at partner merchants, these can be found on the CU rewards site that you can access through online banking.
  • Your earned points are found in the Card Management site accessible through online banking.

Redeeming Points

  • Travel: Points can often be redeemed for flights, hotel stays, car rentals, and vacation packages.
  • Gift Cards: Members can redeem points for gift cards from popular retailers.
  • Merchandise: Points can be used to buy products, ranging from electronics to home goods, through the CU Rewards online catalog access through online banking.
  • You can visit CU Rewards through the Card Management site accessible through online banking. This is where you can view all the available items, points needed per item and also you can redeem your points.

Expiration of Points

  • Points will expire four years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually.

For more information about the official rules and terms of CU Rewards visit the full site through our online banking.

HELPFUL TOOL

Try our easy-to-use calculator to figure payment amounts and timelines for reducing credit card debt.

CALCULATOR