Personal Finance

3 Reasons Your Resolutions Are Already Failing

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About 84% of people aren’t able to follow through on their resolutions, but that doesn’t mean you should throw in the towel! It is absolutely possible to stick to your resolutions— you just need to recognize the common pitfalls of failing resolutions and plan to overcome them. Luckily for you, we’ve gathered three reasons many resolutions fail and some ways you can get back on track.

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How kstate CREDIT UNION Can Help You Buy or Refinance a Vehicle

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If you’re staring down a high auto loan payment from your bank, you might be wondering if there’s another way to keep loving your car without the financial headache. Well, kstate CREDIT UNION may be able to reduce your auto loan payment and make purchasing a car easier.

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No Love Lost When Breaking Up With Your Bank

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From the heartache to the tears to the melodramatic balladry, no one likes a breakup…. That being said, we’ve all been in a position where a breakup is probably the best thing for us. We’ve been in those toxic relationships that we’re better off without. For instance, how has your bank been treating you lately? Yeah, it is time you break up with your bank and experience the Credit Union Difference!

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Dangers of “Buy Here, Pay Here” Car Lots

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When you want to buy a new car, “buy here, pay here” car lots can be enticing. On the surface, it looks like they are offering good prices for quality vehicles. When something seems to be too good to be true, though, there’s most likely a catch. You might get yourself into an auto loan that you’ll regret, or the consequences could even be much worse. Here are some of the dangers of “buy here, pay here” car lots and why you should be wary of these business models.

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3 Dealership Warning Signs for Car Buyers

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When you’ve finally decided that you want to buy or get an auto loan for a new car, the last thing you want to experience is being cheated by the dealership. How do you know when a new or used car dealer is taking advantage of you through deceptive practices? Here are the warning signs that indicate you’re in the wrong dealership.

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Start Holiday Shopping Early

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For most of your life, Thanksgiving (and subsequently Christmas) have probably involved family bonding opportunities and hassle-free trips to the grocery store and mall. However, because of the pandemic and its effects on retailers worldwide, the holiday season might look a little different this year.

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Renting vs. Owning

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There are many reasons why people choose to rent rather than own a home. Some renters simply like the idea of owning a temporary place as they are still unsure if they want to settle down while others want to avoid the many expenses of ownership. However, there are some downsides...

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Teens Falling Prey to Online Scams

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Did you know that teens are now falling prey to online scams even faster than seniors? Learn more about these scams and how you can avoid them by checking out this blog!

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4 Financial Tips for College Freshmen

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As you venture out into the world as a college freshman, you now have a lot more freedom and more responsibility. The financial decisions you make now can determine whether you live comfortably or not. Here are some tips for you to consider as you begin making your own financial decisions.

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Payday Loans

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Learn about the drawbacks of payday loans and better options for you and your finances! 

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