Share Certificate of Deposit Rates1
	
		
			| Term |  | APR* | APY** | 
		
			| 90 Days |  | 2.97% | 3.00% | 
		
			| 180 Days |  | 3.47% | 3.50% | 
		
			| 1 Year |  | 4.18% | 4.25% | 
		
			| 2 Year |  | 3.94% | 4.00% | 
		
			| 3 Year |  | 3.70% | 3.75% | 
		
			| 5 Year |  | 3.45% | 3.50% | 
		
			| 
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		Share and Checking Account Rates
	
		
			| Account Type | APR* | APY** | 
		
			| Share2 | 0.45% | 0.45% | 
		
			| Checking (Dividend Bearing)3 | 0.20% | 0.20% | 
		
			| Christmas Club4 | 0.60% | 0.60% | 
	
	
		Money Market Rates
	
		
			| Amount | APR* | APY** | 
		
			| $0.00 -$999.995 | 0.00% | 0.00% | 
		
			| $1,000.00 - $4,999.99 | 0.50% | 0.50% | 
		
			| $5,000.00 - $14,999.99 | 0.60% | 0.60% | 
		
			| $15,000.00 - $39,999.99 | 0.75% | 0.75% | 
		
			| $40,000.00 - Over | 0.95% | 0.95% | 
	
	Please Note: Rates are subject to change without notice after the account is opened. Maintenance or activity fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
	*APR = Annual Percentage Rate
	**APY = Annual Percentage Yield
	APY is accurate as of 10.04.2024.
	1With our share certificates, a minimum balance of $500 is required.
	2With a share account, a minimum deposit & balance of $25 is required.
	3 With our dividend bearing checking - a minimum balance of $500 is required.
	4With our Christmas Club, a minimum deposit of $25 is required but no minimum balance.
	5With our money market account - a minimum balance of $1000 is required.