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Important Information


We are pleased to share that Salina Interparochial Credit Union members have approved the merger/partnership between SICU and kstate CREDIT UNION.

This merger into kstate CREDIT UNION was pursued by SICU with one clear goal in mind: to make sure members continue to receive the personal service they value while gaining access to additional products, services, and long-term stability.

We know a decision like this can raise questions. The most important thing for you to know today is that nothing changes immediately. Your accounts remain secure. Your deposits remain federally insured. Your current relationship remains important. Over time, you will gain access to additional financial tools and services designed to make managing your finances easier and more convenient.

We are honored by the trust members have placed in this decision, and we are committed to communicating clearly every step of the way.

If you would like to be added to a communication list, select the button below and send us your information.

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Frequently Asked Questions about Salina Interparochial Credit Union (SICU) Merging with kstate CREDIT UNION

  1. WHY IS THIS MERGER HAPPENING? This partnership is happening because SICU wants to make sure members continue to receive personal service while also gaining access to products, technology, and long-term strength that are difficult for a smaller institution to provide on its own.
  2. IS SOMETHING WRONG WITH SICU FINANCIALLY? The merger is not being presented as a financial failure. The primary issue is capacity: leadership transition, limited systems, and the inability to offer many of the services members now expect.
  3. WHO IS KSTATE CREDIT UNION? kstate CREDIT UNION is a community-focused credit union known for strong service, broad financial products, and a reputation for helping credit unions and members through transition in a thoughtful way.
  4. ARE MY DEPOSITS SAFE? Yes. Your deposits remain federally insured and protected.
  5. WILL MY CURRENT LOAN CHANGE? No. Existing loan terms remain in place unless and until you choose to make a change in the future.
  6. WILL I STILL BE ABLE TO COME INTO THE BRANCH? Yes. The branch will remain open for the foreseeable future, and in-person service will continue.
  7. WILL I STILL SEE THE SAME EMPLOYEES? That is the plan, assuming employees choose to remain and learn the new systems and responsibilities. The goal is continuity, not replacement.
  8. WILL I BE FORCED TO USE ONLINE BANKING OR MOBILE BANKING? No. Digital services are being added for convenience, not required as the only way to bank.
  9. DO I NEED TO DO ANYTHING RIGHT NOW? No. If member action becomes necessary later, you will be notified clearly and in advance. Both credit unions are in process of moving forward with their computer core systems to work toward converting the systems together.  We will communicate when this timeline is close so that SICU members will be able to begin adding products and services.
  10. WHEN WILL ONLINE AND MOBILE BANKING BE AVAILABLE? Those services are planned for the future, but not all new services will be available immediately.Members will remain on SICU’s current system for a period of time while conversion planning continues.
  11. WILL MY ACCOUNT NUMBER CHANGE? Not immediately. If changes are required during a future system conversion, members will receive advance notice and instructions.
  12. WILL MY CD TERMS OR RATES CHANGE? Existing CD terms remain in place. Future product offerings and rates may vary over time, but the institution’s goal is to continue delivering strong value.
  13. WILL THERE BE ANY NEW FEES? Some expanded products and services may carry associated fees.Those will be communicated clearly before members are expected to use them.
  14. WILL I STILL BE ABLE TO GET A LOAN IF MY CREDIT IS NOT PERFECT?  The intent of this partnership is not to reduce service to the members SICU has historically served.kstate offers broader lending capabilities and wants to continue helping members find solutions.
  15. IS THIS A TAKEOVER? No. This is being communicated as a partnership designed to preserve service and expand capability for members.
  16. WHY WAS KSTATE CHOSEN? kstate was chosen because of its strong financial position, reputation for helping smaller credit unions, preserving member relationships, and offering the products and stability SICU members need.
  17. WHAT NEW SERVICES WILL I GAIN? Over time, members are expected to gain access to services such as checking accounts, debit cards, credit cards, ACH options, online and mobile banking, expanded lending products, and more.
  18. WILL THE BRANCH EVENTUALLY MOVE? The branch is expected to remain for the foreseeable future. Over time, the credit union may explore a more appealing or appropriate location, but the intent is to maintain a presence in the community.
  19. WHAT HAPPENS BETWEEN JULY 1 AND THE SYSTEM CONVERSION LATER IN THE YEAR? Members will remain on SICU’s existing system for a period of time while the institutions prepare for a future conversion. Communications during that period will explain what is changing and what is not.
  20. WILL MY DEPOSITS STILL BE INSURED AFTER JULY 1? Yes. Deposit insurance remains in place.
  21. WHAT IF I PREFER TO KEEP BANKING IN PERSON? That option remains available. The goal is to preserve in-person service while adding digital convenience.
  22. WILL I LOSE THE PERSONAL SERVICE SICU HAS PROVIDED? That is exactly what the merger is designed to avoid.kstate’s goal is to preserve the personal care members value while giving staff more tools to serve them well.
  23. HOW WILL STAFF KNOW HOW TO ANSWER MY QUESTIONS? Both SICU and kstate staff are being prepared with messaging, scripts, training, and reference materials to help them answer questions consistently.
  24. HOW WILL I HEAR ABOUT FUTURE CHANGES? Through emails, text messages, mailed letters, statement messaging, branch conversations, phone calls, and other local communication channels.
  25. WHAT WILL TELL ME THIS MERGER IS WORKING? Members should see continuity in service, stronger support, more convenience, and clearer access to products they have not had before.