Holiday Skip-A-Pay

Take a break from your loan payment for a month and use the money for your holiday vacation, gifts, and expenses or simply save it for a rainy day!

For only $25 per loan, you can skip your November OR December loan payment. This $25 will be used as a donation to the Big Lakes Development Center.

Approved members who would like to participate will need to return the filled-out form in its entirety. If you’re approved, you should have received an email or letter from us.

Members that did not receive an approved emailyou may still be eligible for the program. All you need to do is download the form below, fill out and return it with the donation enclosed. The form will then be processed by the loan department. In order to qualify for the Skip-A-Pay program:

  • Your account (s) and loan must be in good standing with the loan being open for at least six (6) months.
  • Your loan can not have been delinquent for more than 30 days during this calendar year.
  • Your credit must be at least a “C” rating.
  • You cannot have already skipped a payment for (this) loan in this calendar year.
  • A portion of the proceeds from these donations will be given to Big Lakes Development Center. Not only will you be supporting an amazing organization but it will also allow you to have a little extra cash during the holidays.
  • This offer is for consumer loans only. It does not apply to Real Estate, Flex Auto Loans or Credit Cards. Your completed form & donation must be turned in at least 10 days prior to the loan payment due date for processing. There is a limit of one Skip-a-Pay per loan, per calendar year and members must meet the requirements. If you elect to take advantage of this offer, we will defer the payment(s) you indicate for one month. Your next regular payment will be due on the scheduled payment due date following the month you have elected to skip. kstate CREDIT UNION reserves the right to refuse any requests for skipping payments and we will advise you if your request is denied.

Skipping a payment on your loan may cause your principal balance to remain unchanged and may extend the term of your contract. Real estate, Flex Auto Loans and credit cards are NOT eligible. Your donation-fee must accompany the form or it cannot be processed.

Apply To Skip!

Steps to Apply to Skip your Payment

1. Complete the form linked to the button above
2. Email to
3. Include 'SkipAPay 2022' in the subject line



Some restrictions apply.Your application form cannot be processed unless you have provided a check or have available funds in your account that can be withdrawn for the donation. Federally insured by NCUA.-