What to do if you are a victim of identity theft or a scam?
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Review, freeze, file a fraud alert, and file disputes as needed for your credit report with the major Credit Reporting Agencies:
Experian 1-888-397-3742 or www.experian.com
Equifax 1-888-298-0045 or www.equifax.com
TransUnion 1-833-395-6938 or www.transunion.com
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Place a security freeze and alert with Chex Systems (agency that monitors new bank account inquiries) 800.428.9623
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File a report with the Federal Trade Commission (agency that protects consumer information) 877.438.4338
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Place a freeze with the Exchange Service Center (agency that works with establishing utilities) 866.343.2821
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Contact your financial institution(s) and notify them that you have been a victim of a scam/identity theft
OTHER PROTECTIVE MEASURES
These items are to prevent identity theft and scams or, if you have been a victim, to decrease the chances of it happening again.
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Sign up for credit monitoring service for future activity (optional)
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Update all passwords regularly entered and ensure passwords are complex
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Store personal information and financial documents in a safe place
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Regularly review all statements for any unauthorized transactions
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Do not carry a social security card in a wallet or purse. Keep it secure
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You can place a freeze on your Credit Report or Chex Systems with the Exchange Service Center, even if your not a victim, to prevent unauthorized activity