Vehicle Rates Auto Rates, as low as APR*, as low as All Years 6.39%* 6.49%* All Years (with discount) 5.89%** 5.99%** **Above rates include an additional 0.5% off when individuals set up: an automatic payment, online banking & sign up for e-statements. Maximum term is dependent upon year, mileage, and the amount financed. Vehicles with over 125,000 miles may be subject to a higher APR. Motorcycle, Boat, RV Rates, as low as APR*, as low as 2020 & Newer 8.50% 8.63% 2019 & Older 9.50% 9.63% Maximum term is dependent upon year, mileage, and the amount financed. Other Loans Loan Type Maximum Term Rates, as low as APR*, as low as Signature Loan up to 60 months 13.00% 13.85% Share Secured 3.0% above share rate Home Equity/Mortgage Loan Loan Type Loan to Value APR* Home Equity Line of Credit up to 80% WSJ Prime Rate over 80.1% - 90% WSJ Prime Rate + 0.5% APRs (Annual Percentage Rate) are based on Wall Street Journal (WSJ) Prime subject to change the first day of each month. First Mortgage CLICK HERE to View Rates Visa Credit Card Classic Visa Credit Card APR Classic Non-Variable 11.90% *APR = Annual Percentage Rate. All rates listed are best qualifying rates. Rates apply to new kstate CREDIT UNION loans and refinances from other financial institutions. Final APR and monthly payment is determined based on borrower(s) credit score, total amount financed, final loan terms and loan origination fees. Vehicles outside of collateral guidelines are subject to final underwriter approval and may be subject to a higher APR. Subject to approval and credit worthiness of applicant(s). kstate CREDIT UNION rates are subject to change without notice. Your minimum scheduled payment will never be less than $25.00.