Clean Slate Loan

Are you ready to get out of debt? In some situations individuals have multiple credit card and personal loans, paying them off with one low-rate personal loan may be the best solution to decreasing debt quicker.

Kstate CREDIT UNION’s Clean Slate Loan may be able to help you consolidate debt into one simple payment each month. Here are the details

  • We will help you find the best loan product to help in consolidating your debt
  • Our rate starts as low as 4.75% APR when collateral is used
  • The rate you receive will be based on your creditworthiness
  • Dollar amount & term is determined on an individual basis
  • APR = Annual Percentage Rate


  1. CLICK start an online application HERE
  2. CALL us at 785-776-3003
  3. VISIT one of our three locations

FREE GIFT with every closed Clean Slate Loan is a Bamboo and Slate cutting board!

Some ways this loan may be helpful:
1. May help your credit score – an installment loan does not hurt your credit as much as a revolving account, like a credit card.
2. Simplify your bill paying – multiple statements and due dates can be overwhelming, one loan to pay off multiple debt centers means only one payment to worry about.
3. Save you money – if you qualify for a lower rate than your existing loans you will save money over the term of the loan by paying less interest for your debt.